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›	Welcome	›	Pensions auto-enrolment	›	Making the most of pension contributions
	Foreword by our Managing Partner [CUSTOMISE]		What needs to be done ahead of the deadline?		We look at how high earners can maximise their contribution

›	Age doesn’t matter	›	Enjoy the fruits of your labour	›	About Us
	Embrace the effects of an older workforce		VCT's an attractive investment?		What makes the Haines Watts offering unique

Pensions and retirement: the ongoing debate

With Government plans now finalised to overhaul the UK’s rules around retirement, we consider how the proposed changes will affect business owners’ personal retirement plans - and how to prepare for the changes.

Deadline approaching
With pension schemes set to become compulsory for all businesses in 2012, we examine the work that needs to be done ahead of this workplace pension reform. For many business owners, the introduction of automatic enrolment will be the first time they will need to provide an employee pension and make contributions.

The new rules for high earners
From 6 April 2011, the maximum annual pension contribution on which you can obtain tax relief will fall to £50,000 (current allowance potentially up to £255,000), limiting the scope for companies and individuals to shelter tax. This issue of Red offers advice on how to maximise contributions for Company Directors and high earners.

Retirement revolution
Finally, with the default retirement age being abolished, we look at whether businesses will be ready to adapt to an ageing workforce.

Remember, we are here to advise you and keep you up to date with changes that may affect your business. Contact us if you need any help.


	Andy Minifie, Managing Partner

[NB. PICTURE AND SIGNATURE IMAGE ARE OPTIONAL]

Pensions auto-enrolment

Making the most of pension contributions

Age doesn't matter

What needs to be done ahead of the deadline?

Read article

We look at how high earners can maximise their contribution.

Read article

Embrace the effects of an older workforce

Read article

Enjoy the fruits of your labour

The growing raft of anti-tax avoidance measures, coupled to potential restrictions on pension contributions and interest rates at record lows means that Venture Capital Trusts (VCTs) look more attractive. We look at how, as one of the few remaining, reliable, Government approved tax breaks, VCTs are investing in small businesses at a time when the banks have stopped lending here.

is brought to you by Haines Watts

Whatever the size of your company, Haines Watts has a broad range of services to suit your needs. With over 50 offices around the UK, we consider ourselves as the premier adviser to the owner-managed business sector in the UK. We are able to offer a comprehensive range of national services without losing the personal attention to detail at a local level. This combination makes the Haines Watts offering unique. To find out how Haines Watts could benefit your business, visit our website.

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